Keeping the house, the kids and the hubby without breaking the bank, the earth, the people I love, or myself.

Cutting Your Family's Grocery Bill Part 3

Grocery Shopping

Now we're getting down to the good stuff, hmmmm? Before you go to the store, you've got to do a few things at home. If you haven't already done your inventory, you need to go ahead and take care of that. (Remember to note it on your inventory when you use items. I keep them posted in my pantry cupboard, top of my deep freeze, basement fridge and main refrigerator.) Inventory sheets in hand, let's head off somewhere quiet and work on that grocery list.

Gather up your store
fliers. Around here they show up on Friday, maybe. Sometimes they mosey into my driveway on Saturday evening, along with Friday's paper. It might be Sunday or Friday or Monday in your neighborhood. Here I do my lists on Friday. Or I do them on Saturday. I might just not get around to it until Sunday. Whatever day works for you, peruse your store fliers and make a note of the big ticket items that you will need (like meats) that are on sale.

You know what your family needs on a regular basis. You know just how much they use of those items, too. Go ahead and list those regular purchase items. You'll have your milk, cereal, bread, peanut butter (it's a staple in my house), baby food, formula, etc.

Using your inventory and your menu, flesh out a menu for the coming week(s). How long your menu is depends on your shopping cycle. If you shop every two weeks, do a two-week menu. Remember, your menu does not have to be written in stone. You simply need enough meals to cover your entire grocery cycle.

Until you get accustomed to purchasing enough in one shopping cycle to sustain your family through the entire shopping cycle w
ithout additional trips to the store, continue writing out the breakfast & lunch menus. This will probably just include a whole lot of ditto marks -- or if you do it on the computer like me -- a lot of copying and pasting.

Why are we avoiding additional trips to the store? Because they are expensive. Because if you're a gatherer like me, the $5 you plan to spend on milk will quickly become $30 for milk and spaghetti sauce and marked down pasta and a
candy bar because you deserve it just because you had to go to the store again and a bag of cookies for the kids lunches because you feel guilty over the candy bar you will not be sharing with the kids, etc. Every trip to the store is just more money out of your pocket. (My tip for inbetween shopping trips that absolutely cannot be avoided: go with exactly enough cash to cover your intended purchase and leave the debit cards, credit cards, and check books at home.)

So we've got menus, inventory,
fliers and the beginnings of our shopping list. Where are we shopping?

Everywhere I've lived has a no-frills type of store --- it's a bag-your-own, discount-price type of store. If you haven't been shopping at your own local no-frills type grocery stores, now is the time to try them out. I am very pleased with my overall savings and the quality of the food at our own local no-frills type store. My store happens to be called No Frills, but in your neighborhood it might be Aldi (gosh I miss
Aldi) or Save-a-Lot, or Food Basics. Whatever it is, you need to be shopping there. Bring your own bags!

Now then, complete your shopping list based on the big ticket items that are available on sale to fill in the holes in your menu.

You are not going to go to multiple stores for your groceries. Chasing sales just costs you more in gas, in added unplanned purchases, and in peace of mind. If your big ticket items are on sale at one store and you're doing the bulk of your shopping at a different, discount store ---
go to the discount store first. Why? Because they may have carry-over sale items from previous sales that are no longer advertised. They may have unadvertised items that are a better deal than those at the full-service grocers. You may be able to eliminate that other stop.

Here's how to get in that store, get what you need, and get out without spending more money than necessary.

  • You must go with list in hand.
  • Go alone, or at least without the kids (I know this isn't always possible)
  • Do not be hungry when you go
  • Stick to the list
  • Get out of the store in 30 minutes or less (I can do it- shopping for five for two weeks!)
  • Choose store brands over name brands
  • Choose local, in-season produce whenever it's available

The big thing is getting out of the store as fast as you can. Sounds daunting. While you're getting used to this method of shopping you might not make it under 30 minutes. Just stick to your list. That's the point. I manage this and I'm not running through the aisles, knocking down the elderly. I just stick to my list, maintain my focus, and leave that store the minute I've checked off my final item and gotten through the checkout. I do not stop and ponder sales. I do not stop and wonder whether I've forgotten to put something on my list. I just stick to the list and get the heck out of there.

As for store brands vs. name brands --- come on, you're not really believing all that hype are you? Do you really think that the name brand is coming from a different factory than the store brand? tsk tsk tsk. All you have to do is try. If you're that averse to using store brand items, try them. Try one brand and if it doesn't meet your standards, try the next store brand. There are usually a few non-name brand choices. Try them all.

What about the kids? Can't leave them behind? Can't leave them with a grandparent or sitter for your 45 minute absence? That's okay, I understand. Your kids
must not be hungry if they're going with you. Give them a snack before you head out the door. If the kids have a tendency to demand, beg, plead, etc., offer them up something that is free as a reward for good behaviour in the store. Take them to the park after you've put the groceries away. Play their favourite game with them. Whatever -- let it be free, and let it be a reward for their good behaviour in the store. If one child is well-behaved and another is not, make sure that child gets his reward. The other kids will see this and will want it to. Remember, you're going to be speed shopping so remind the kids that you MUST hurry. The speed factor alone may be enough to get you all through the store without a toddler meltdown over marshmallows or a first grader's begging for play dough. Stick to the list and get through the store as fast as you can.

Oh, did I forget to mention coupons?

Nope, I didn't. If you're already using coupons, then good for you. I hope you've found a method that works for you. If you're not using coupons, don't worry about it. You're not missing much. You need to focus on the bottom line right now and coupons will not necessarily get you to a lower bottom line. I will talk about coupons in a future post.

Now, if after all this, your grocery bill is still too high, we'll look at other ways I've cut mine down further in my next post.

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Cutting Your Family's Grocery Bill Part 2

Menu and Meal Planning
Now that you have everything inventoried, you're going to sit down and figure out what to do with it. Grab some paper and a pen, and maybe have your most often used cook book at your side as well.

Most families tend to eat the same 10 meals over and over again. This makes meal planning very easy. That's right, I said meal planning. Yes, those of you who know me well know that I have a tendency to buck any rigid systems....and that's why I have a very light and easy way of meal planning.

First: list your family's regular meals. By all means, include lunches and breakfasts as this will only help you with cutting that grocery bill and eliminating unnecessary spending.

In our home we regularly have the following for dinner (you might call it supper): pasta, several casseroles, salads of every kind, chili, chicken breasts, pork chops, roasts, tacos, burgers, hot dogs, pizza. There are ten items there. But if you look closely, you can easily see how those ten items could be 20-30 different things depending upon how you prepare them. Lunches consist of sandwiches or salads or soup, fruit and/or veggies. Breakfasts are generally cereal, oats, pancakes, french toast, bagels, english muffins, eggs, and the occasional (read rare) home fries, mush (you might call it polenta), sausages, or bacon.

Now look at your inventory and see how many meals you can make from what you already have at home. Fill in a rough menu plan.

I used to plan each week carefully including breakfasts and lunches and follow the daily menu. But because my body, mind, and spirit have a deep and abiding aversion to strict structure, I bucked that system and simply plan meals. I don't have to have them on any set day unless they are meals that are dependant on left-overs from another meal, and that gives me the freedom to be somewhat spontaneous in my meal choices. For instance I have burgers, steak, chicken, taco salad, chicken quesedillas on the menu for next week. I won't have red meats two days in a row so I know we'll be having some variation of hamburgers, then chicken, hotdogs, then chicken, taco salad, then chicken....etc. How I prepare them will be decided, but when I do it is up to the wind. It's my organized-but-not-too-strict menu planning system. It works for us.

I always make sure that our dinner meals contain a protein source, two vegetables or fruits, and maybe a grain. A grain is never mandatory in our dinners as the kids eat cereal for breakfast, sandwiches for lunch (or half sandwiches for snacks), and get quite their daily fill of grains. Desserts are only a bonus, never a given. They also happen to be fairly rare.

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Cutting Your Family's Grocery Bill Part 1

When I first moved to Canada and began grocery shopping, the experience was traumatizing. Grocery prices in Canada are significantly higher than they were in the states. (Apparently a lot of those prices are beginning to align and Americans are having a tough go of it now.) I truly sympathize. This is hard. I was accustomed to spending about $400 a month feeding a family of five in the states. I come to Canada and our food bill was as much as our rent ($1,000). What the heck was I to do? I was already shopping at the budget stores.

It took me a couple years, but I got my grocery bill back down to $400 a month. When things are extremely pinched, I can get it down to $200 a month without sacrificing nutrition or variety even...but there isn't much fun stuff in it.

What is the process?

First, you must take inventory of all you have. You may think you've got nothing, but everything counts. Pasta in the pantry, a few cans in the cupboards, frozen foods. While you're inventorying, toss the old stuff. You must organize your freezer if you plan to cut your family's food costs. Luckily this is easy and relatively painless. It took me about three days to go through everything, inventory everything, and clear out anything that was past its expiration date. I was still taking care of a home and five other people and I also washed all the cupboards and storage containers, otherwise this would have taken me one full day.

The Inventory
The great thing about the inventory is it enables you to organize items by their use. I have certain spices I use quite frequently--almost daily. These get placed front and center of my spice shelf. I have staples that I use quite frequently. These are placed between eye and shoulder height on pantry shelves. Doing this keeps things tidy. You don't want to have to move things out of your way to get to the things you always use. If I organized my spices alphabetically I would continually be knocking others over to get out my most frequently used ones. Less frequently used items go to the far sides of my spice shelf or the highest and lowest of my pantry shelves. (Very infrenquently used items go to the highest shelves as they're at about 6' and require a stool to reach.) We end up with everything where I need it to be. Here is how my inventory looks:

Baking staples:
Almonds -- 2 cups
Baker's Chocolate -- 1/2 bar
Baking Powder -- 1 full can
Baking Soda -- 2 full boxes, 2 open boxes
Bread Crumbs -- 4 cups
Bread Flour -- 3 cups
Brown Sugar -- 1 full bag, 1/2 bag
Cake mixes -- 0
Chocolate chips -- 0
Cocoa Powder -- 1/4 can
Cornmeal -- 0
Corn Starch -- <1/2 box
Custard Powder -- 3/4 can
Evaporated Milk -- 0
Graham Crumbs -- 2 pie shells' worth
Honey -- 1 pint
Icing (canned) -- 0
Icing Sugar (Powdered Sugar) -- 4 cups
Kosher Salt -- 4 cups
Lemon Rind -- 1 cup
Molasses -- 1/4 pint
Olive Oil -- 2 quarts
Oats -- 2 large bags full +
Pancake Mix -- 1 full box
Powdered Milk -- 1/2 cup
Raisins -- 1.5 cups
Salt -- 1 cup
Sea Salt -- 3 cups
Shortening -- 0
Splenda -- 1 large bag, full
Splenda Brown Sugar Blend -- 1/2 cup
Sweetened Condensed Milk -- 0
Tapioca -- 1/8 cup
White Flour -- 2.5 kilograms
White Sugar -- 2 kg
Whole Wheat Flour -- 1 kilogram
Vegetable Oil -- 2 quarts
Yeast -- 1/4 cup +

Do you get the picture, or do you want the whole thing?

I inventory my cooking staples (these are not the same as baking staples), my freezer (deep freezer), and my refrigerated items that last a long time (like salad dressings, condiments, etc.) I do not inventory milk, butter, margarine, etc., because items used so frequently are self-inventorying just by their frequency of use. Show me a mom who doesn't know how much milk she has in her home.

The bottom line with the inventory is that it will prevent you from making unnecessary purchases. Even if you can't see behind the giant cannister of flour, you can look at your pantry inventory and know that you do indeed have oats and raisins for the oatmeal raisin cookies your child needs in class tomorrow. If you first shop at home, you'll save money.

I find the baking staples inventory the most valuable since I do not bake frequently. I keep the inventory posted inside my pantry door and jot notes when I use a lot of something. As you can see I have a lot of zeros in that list. I know I will need to purchase those items before October, November or December when I'll do some holiday baking. (We've been known to bake several hundred cookies in November and December.....that's what we call "some holiday baking.")

Step two of cutting your grocery bill will be in the next installment.

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$160 in FOF -- But A & P has met their freshness standards!

It seems frightening to me that A & P is reporting they've met their freshness standards and are ending the Fresh or Free program effective September 4, 2008.

Let's see what was not fresh yesterday:
It was a $38 spiral-sliced honey ham that was not fresh which I replaced with this bone-in ham shoulder. I'm seeing lots of soups this fall :) And ham and fried cabbage. The puddings were a replacement for refrigerated strawberry shortcake cups. For crying out loud, the egg beaters expired in July! More axe deodorant. My son will never stink!

Juice, fruit salads and a chicken salad, english muffins, So good tetra (the out of date ones were from 2007!! They apparently just reshelve the darned things. They keep re-appearing.) Caramel dairy things. I like the chocolate but the chocolate was all out of date. The steaks were a replacement for a $20 box of chicken wings from the deli. (ewwwwww.) I was going to buy the steaks anyway as they're a pretty good deal and nice quality. Oh, that's right, I did buy some more!


The milk was a replacement for a 4L bag of Goat's milk which expired August 1. The yogurt tub was a replacement for a small Astro 4-pack of plain yogurts. I'd rather have the small ones but all of them were out of date. I use plain yogurt in place of sour cream all the time. In my cooking the small ones work perfectly so I can pop them in the freezer and pull them out as needed. More juice, Silk soy milk, Bertolli olive oil. Woohoo. I wish I'd subbed an extra virgin olive oil but there were fresh replacements of the same kind. Orange juice. There were three varieties of this juice out of date. We're not much for juice in this house, but with the heat I don't mind the kids getting a bit of vitamins with their hydration. Also, Roy works 12-hour shifts out in the elements. He needs all the hydration and nutrition he can get.

Speaking of Roy he had a nice little lunch today with the FOFed fruit salad, FOFed juice, and some of that lovely road-side jam we purchased this weekend during out fruit stand tour. I'll tell you later how to know if a fruit stand is worth stopping at or not.

So, A & P, now that you've met your freshness standard, how do you explain the $160 FOF above? Not to mention all the expires we left in the store! I see a hiring wave of stock persons and intensive stock rotation training for them. Hopefully along the way they figure out how to remove expired items from the shelves and have them NOT turn back up on the shelves!

A & P won't have any more of my business after September 4. Not only are their prices exorbitant, but their staff are surly and inhospitable most of the time. Even when I haven't FOFed, the staff are less than pleasant at best. That makes a difference for me.

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Sometimes, Its the Little Things You Do

I try to let my husband know every day that I still adore him. (I do, by the way.) Since he works 12-hour shifts and is gone from home for at least 13 hours a day, I might not get to tell him that he still lights my fire.

Then sometimes, it's just something simple that lets him know I did a little extra just for him. Just 'cause.

When hubby told me that he noticed a lot of the guys at work had the same sandwich bags we do, I knew I had to act. I wouldn't want hubby's lunch getting mixed up with anyone else's. Thus, I let him know that I care that his belly gets filled while he's out there working his fingers to the bone for us.

And how does one do that?

I think a picture tells the story best:

Thphthppthpt.

I suppose you want to know his reaction to this. It was a tickle and a "you think you're funny." Ha ha ha haha hahaha! Not he thinks I'm funny. I think I'm funny.

And I do. I giggled all evening.

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8th Grade Graduation in Ontario

Is a very big deal. I guess we can file this under “Things that have caused me cultural shock” in moving from Ohio to Ontario.

I honestly thought my daughter simply wanted to play dress-up when she insisted she had to have a formal gown for 8th grade graduation here. (By the way it’s referred to as “grade 8” here and not “8th grade” as I’m accustomed to. I’ll just say whatever I please.) I called a few people and sure enough, it’s a formal event. (They should include this in a book for Americans who move here.)

8th grade grad in Ohio is marked by school letting out and all the standard rumours about high school teachers who are either treacherous or drunk or off-the-wall or sitting-in-the-art-room-sink crazy (if you went to high school in Windham, Ohio, you know the story.) Completing 8th grade was the same as completing any other grade besides 12th. It was a nonevent. We didn’t get a “certificate of graduation” from 8th grade. We got our report cards and a boot out the junior-high doors.

Here, they mark 8th grade graduation with a certificate ceremony, an awards ceremony, speeches, formal dinner, formal dance and if you attend Catholic school, mass. I’m hearing stories of other parents renting limo’s for their kids to go to the graduation ceremony or the formal dinner. I’m also hearing of kids who buy 1 formal for the ceremony and a “party dress” for the dinner & dance. All of this of course, makes me shake my head and wonder what the hell is going on in the world today. Is 8th grade the end of the schooling for kids in Ontario? Hardly. Ontarians, and Canadians in general, are well educated and have fairly low drop-out rates (though here you can just stop attending at age 16 and there are no consequences other than the real-world ones.)

I think this big grad to-do is more a rite of passage – something I think our Western cultures need more of. These kids are leaving behind their care-free days of elementary school and entering the no-more-recesses arena of hours of homework, university entrance exams, semester finals, and whatever else the cruel gods of high school can come up with to torture their poor souls.

So what’s 8th grade grad look like?

Isn’t she beautiful?

Don't forget the dance & afterparty:




Congratulations, Marissa! We’re very proud of you.

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113.80 in Free Groceries

You really can't get a better deal than that. Coupons can't save me $113 in one trip. Besides, most of the coupons out there are for items I wouldn't buy (prepared foods, detergents, high-end shampoos or cosmetics, name brands that even with a coupon cost more than store brands.)

What's $113 of free groceries look like?



You just want to know how I got all this free stuff, don't you?

If you're lucky enough to live in Ontario, you can take advantage of A & P's Fresh or Free policy. A & P, Dominion, and Ultra Food & Drug in Ontario maintain that if you find any item in their store that is not fresh, then you may receive a free fresh replacement for that item.

I strongly suspect that this policy is A & P's way of employing fewer stockpeople. Instead, with this policy they get a few diligent shoppers to do their stock rotation at a fraction of the cost of a few full-time employees. As a great sideline they can promote their stores as having the freshest stuff around. As you can see from my pictures above -- a lot of their stuff is not fresh.

You would think there just isn't that much expired stuff in a store. That's what I said before I ever went fresh or freeing. When I buy groceries in any other store, I check the expiration dates on the items I'm purchasing and I rarely find anything expired. Not so at A & P. I find A LOT of things expired. So much so that it is worth the higher price one pays at A & P because of all the free stuff one can get.

As you can see above, I have 4 packages of cookies, 2 packs of snack cakes, a 6-pack of pop (all of these items my husband will use for work), 3 packages of lunchmeat, 3 packages of meat substitutes, 3 salad dressings, 2 cheeses, 2 bags of chips (oh the kids are happy tonight), 3 soy milks, Axe deodorant (yes, it does expire), fruit snacks (which made a soon-to-be four-year-old boy very very happy), squeeze mayo, Kool-Aid, fresh pasta sauce, Omelet/Pizza veggies, and broccoli slaw. There was much more I could have gotten in free fresh replacements but I did not want to spend anymore than I already had. There were coffees, teas and hot chocolates available, along with many more vegetarian meat replacements. I happen to have a 6-month supply of free coffee in my cupboard and enough tea to last at least that long as well!

Just to clarify: you do not get to keep the out-of-date items for free. You get to keep a fresh replacement for the out-of-date items. You do have to purchase an equal amount of groceries to match your free stuff...but that's okay. It's like having a 50% off coupon on your total grocery bill. I purchase my meats at A & P because they are good quality and they tend to mark them down dramatically several days before they're set to expire. They go right in my deep freeze and I've never had any problems. I also shop their sales. Add in coupons and their higher prices aren't so bad.

Odd thing is, free food tastes so good!

You can read up on the Fresh or Free policy here.

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About This Blog

Saving money. Saving graces. Raising children, husbands and, sometimes, cats. Laughing. Living. Thinking. Doing. Life in the Niagara Region of Ontario.

About Me

I am a happily married woman with four children and various cats and kittens (fosters). I love to read and my favourite authors are George RR Martin, Thomas Hardy, Raymond Carver, PD James, Kurt Vonnegut, J. K. Rowling, and Margaret Atwood. I know there are only three women in that list (and none of them American), so if you'd like to suggest some I'm willing to give them a shot! And yes, I am an American living in Canada. (Hence the nick -- CannedAm.) I like it here. There are things about the states that I miss, but my love is here and this country has things to offer that my own does not. Things that make my quality of life much better than it ever was in Ohio. Guess I'm stuck here. Though there's a nice spot in the Appalachian hills where I'd love to spend my retirement.

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